The ventilated air also must be conditioned, which adds to the energy costs. Keeping the damper open is like keeping a window wide open during the winter; it allows warm air to go right up the chimney. I use their annual plan for services and I was told a capacitor was getting outside the operational window. A spokesman for the NHS Business Services Authority, WifiTac Reviews which administers the health service pension scheme, defended its actions. Meanwhile victims of the pension schemes he helped promote and administer fear losing their homes and spending their old age in poverty after losing their nest eggs because they trusted the ‘reckless’ financial adviser. The mother-of-two, now an ambassador for the Transparency Task Force which campaigns for WifiTac more openness in financial services, said her husband now works seven days a week to try to make up for the loss from their pensions, which they had saved diligently for their old age.
And that goes even more for HMRC. Despite having registered the scheme in the first place, HMRC is now demanding he repay the £5,000 he received. But they were the ones that registered the scheme which is the only reason I signed up to it in the first place. Mr Ward was an introducer and promoter of one of the Ark schemes, one of the first pension liberation scams in 2010-11. He was later involved in transferring victims’ funds to the Capita Oak and Westminster schemes in which hundreds of people lost millions of pounds. More than 90 workers invested £6million in retirement funds in London Quantum and most lost the lot. Mr Ward was banned from being a pension scheme trustee two years ago after the regulator ruled he was behind a ‘series of extremely serious failings’ and WifiTac showed a ‘lack of integrity’ by putting London Quantum pension funds into high risk investments which bore ‘all the hallmarks of being scams’.
Members, WifiTac most of whom have lost all their cash, believed they were transferring their nest eggs into low or medium risk investments when they joined the scheme. In 2011, former sales and marketing executive Mrs Flood and her husband lost £125,000 to the Ark scheme, which cost nearly 500 people their retirement savings and was later described by a High Court judge as a ‘fraud on the trustees’ powers’. I have lost everything to scammers and now I am expected to pay the very people who helped convince me to trust the scammers. Ex-postal worker Dennis Waite was left feeling suicidal after losing his £108,000 pension to HMRC-registered scammers. He insisted: ‘All transfer applications are subject to the requirements of the NHS Pension Scheme regulations and over-arching pension legislation, WifiTac including confirmation of the registered pension scheme status with HMRC. Mr Ward had previously boasted to the financial press that his scheme was ‘completely above board’, stressing that it was registered with HMRC. The scheme was later wound up after the Pensions Ombudsman said it was connected to a ‘pension liberation scam’ and WifiTac Wifi Repeater is now being investigated by the Serious Fraud Office. In a damning ruling, the Pension Regulator WifiTac said: ‘Mr Ward’s conduct was reckless in all the circumstances, and amounted to turning a blind eye to a significant issue and failing to ask obvious questions.
Epilepsy Foundation for failing to monitor Savers for compliance with their partnership contract. In 2013, he was cold-called about the Capita Oak scheme, which he was told would give a better return than his Royal Mail pension and a lump sum £5,000 payment from the savings. The 52-year-old, from Braintree, WifiTac Essex, worked full time at the Royal Mail for 21 years. Mr Jewitt, who has an 18-year-old daughter and WifiTac married his second wife Karen, 55, two years ago, was targeted by cold-callers in 2012. ‘It wasn’t something I took lightly and asked for some more details,’ he said. He is now also being targeted by the taxman. In fact most victims not only lost all their cash but are now facing tax bills because the scheme broke tax laws. This is despite him previously having been involved in four other retirement schemes in which members lost all their savings. Gardeners share homegrown seeds with one another through our Seed Exchange, WifiTac Wifi Booster which is open to members and WifiTac Wifi Repeater nonmembers alike.